Question 1

What are the typical investment minimums on Mainvest, and what kind of returns can I expect?

Accepted Answer

Investment minimums on Mainvest typically start at $100, making local business investment accessible. Returns are structured as revenue-sharing notes, meaning investors receive a percentage of the business's gross revenue until a target return multiple (e.g., 1.5x or 2x your investment) is achieved. These are not guaranteed returns, as they depend on the business's performance.

Question 2

How does Mainvest conduct due diligence on businesses seeking funding?

Accepted Answer

Mainvest employs a rigorous due diligence process. This includes reviewing financial statements, business plans, credit checks, background checks on principals, and verifying legal compliance. Only businesses that pass this vetting process are approved to list offerings on the platform, providing a layer of investor protection and confidence in the listed opportunities.

Question 3

Is Mainvest regulated, and what protections are in place for investors?

Accepted Answer

Yes, Mainvest is a registered Funding Portal with the SEC and a member of FINRA, operating under Regulation Crowdfunding (Reg CF) and Regulation A+ exemptions. This regulatory oversight mandates specific disclosures and operational standards. Investor protections include standardized offering documents, escrow services for funds, and the requirement for businesses to provide ongoing financial updates.

Question 4

What types of businesses are eligible to raise capital on Mainvest?

Accepted Answer

Mainvest focuses on established, revenue-generating Main Street businesses, often in sectors like restaurants, breweries, retail, and service industries. Businesses must typically have a proven operating history, a clear plan for using the funds, and demonstrate the capacity to generate sufficient revenue to repay investors. Early-stage startups without revenue are generally not a fit.

Question 5

How liquid are investments made through Mainvest?

Accepted Answer

Investments made through Mainvest are generally illiquid. Revenue-sharing notes are private securities and do not trade on public exchanges. Investors should expect to hold their investment until the note matures or the target return is met, which can take several years. There is no secondary market facilitated by Mainvest for these investments.

Mainvest Website Full Guide (2026)

Introduction

Key Features

Use Cases

Discovering and Evaluating Local Business Investme

Raising Capital for Expansion or Operation

How to Use Mainvest

Discover Investment Offering

Mainvest Alternatives

Honeycomb Credit

Republic

Kickstarter

Fundly

About Mainvest

Official Website

Video Mentions

Mainvest Status