What Is PeerStreet Used For: Features, Reviews & Alternatives
Platform for investing in real estate debt.
Editorially updated Oct 5, 2025
The overview
What PeerStreet is for
1Core Capabilitie
- Investment marketplace browsing with granular filtering (LTV, yield, term, property type)
- Detailed loan prospectus access (appraisal reports, loan documents, borrower summaries)
- Secure account funding portal (ACH and wire transfer instructions)
- Automated investment queue configuration based on user-defined criteria
2Specialized Workflow
- Secondary market trading interface for existing note position
- Comprehensive portfolio performance tracking dashboard (yield, principal repayment, status updates)
- Digital tax document repository (1099-INT, K-1 access)
- Loan servicing updates and notifications on investment statu
Who it helps
Useful ways to use PeerStreet
A practical path
Browse Available Offering
Navigate to the 'Invest' section on the website, apply filters for desired LTV, yield, term, and property type to review current real estate debt note
External signals
Reviews & reputation
Aggregated review score
Accredited investors appreciate the platform's curated access to fractionalized real estate debt, offering diversification and attractive yields. The detailed due diligence materials and transparent servicing process are frequently cited as strengths, though liquidity for some notes can be a consideration.
Quick answers
Frequently asked questions
1What is the minimum investment amount for a single real estate debt note?⌄
The typical minimum investment for a single note on the platform is $1,000, making fractionalized real estate debt accessible to accredited investors.
2How does PeerStreet generate revenue, and what are the fees for investors?⌄
PeerStreet primarily generates revenue by retaining a servicing fee on the interest payments made by borrowers. Investors receive the stated net yield on their investments, with no direct fees charged for account maintenance or investment placement.
3What types of real estate loans are typically offered on the platform?⌄
The platform primarily features short-term, first-lien mortgage loans secured by residential or commercial properties, often for fix-and-flip, bridge, or construction projects, originated by private lenders.
4Are investments on PeerStreet secured, and what happens if a borrower defaults?⌄
All investments are secured by a first-lien position on the underlying real estate collateral. In the event of a borrower default, PeerStreet's servicing arm initiates foreclosure proceedings to recover principal and interest for investors from the sale of the property.
5Who is eligible to invest on PeerStreet?⌄
Investment opportunities on PeerStreet are generally restricted to accredited investors, as defined by SEC regulations. This typically includes individuals with a net worth over $1 million (excluding primary residence) or an income exceeding $200,000 ($300,000 for joint income) for the past two years.
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