PeerStreet operates as a web-based marketplace providing accredited investors direct access to fractionalized real estate debt investments. The platform's core job is to democratize access to an asset class traditionally dominated by institutional capital, allowing individual investors to browse, conduct due diligence on, and commit capital to short-term, high-yield real estate-backed notes originated by private lenders. Users engage in a browser-first workflow, evaluating loan prospectuses, property specifics, and borrower details before funding their chosen investments.
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PeerStreet Website Full Guide (2026)
Platform for investing in real estate debt.
WebsiteFinanceSecurity
3.9 (AI Aggregated)
Updated May 26, 2026
Introduction
Key Features
Core Capabilities
Investment marketplace browsing with granular filtering (LTV, yield, term, property type)
Detailed loan prospectus access (appraisal reports, loan documents, borrower summaries)
Secure account funding portal (ACH and wire transfer instructions)
Automated investment queue configuration based on user-defined criteria
Additional Details
Secondary market trading interface for existing note position
Comprehensive portfolio performance tracking dashboard (yield, principal repayment, status updates)
Digital tax document repository (1099-INT, K-1 access)
Loan servicing updates and notifications on investment statu
Use Cases
Diversifying a Fixed Income Portfolio
An individual accredited investor utilizes the platform to identify and allocate capital to short-term, high-yield real estate debt notes, aiming to enhance portfolio yield beyond traditional bonds while maintaining collateralized security
Sourcing Alternative Income for Client Portfolio
A wealth manager leverages the platform to source and evaluate fractionalized real estate debt investments as an alternative income stream for high-net-worth client portfolios, seeking diversification and attractive risk-adjusted return
Due Diligence on Direct Real Estate Debt Opportuni
A family office analyst utilizes the platform's detailed loan prospectuses and property data to conduct thorough due diligence on specific real estate-backed notes, assessing collateral quality, borrower strength, and projected returns before committing family capital
How to Use PeerStreet
Browse Available Offering
Navigate to the 'Invest' section on the website, apply filters for desired LTV, yield, term, and property type to review current real estate debt note
PeerStreet Alternatives
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Real estate lending & investing platform.
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Micro-lending platform for social impact.
Funding Circle
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Happy Money (Payoff)
Personal loans focused on debt consolidation.
About PeerStreet
Platforms
Domainpeerstreet.com
Useful Links
1 totalPeerStreet Status
Active
Service is operational