QuickBooks Capital serves as the embedded financial lending arm within the Intuit QuickBooks ecosystem, providing small and mid-sized businesses direct web access to capital. It leverages a business's existing QuickBooks financial data to streamline loan application and underwriting, enabling users to apply for and manage business funding directly through their QuickBooks Online browser interface without external document submission or separate financial disclosures.
QuickBooks Capital Website Full Guide (2026)
Business loans for QB users.
Updated May 26, 2026

Introduction
Key Features
Core Capabilities
Pre-qualified offer display
Loan application portal
Fund disbursement tracking
Repayment schedule dashboard
Additional Details
Automated data pull from QuickBooks ledger
Digital signature interface for loan agreement
Direct deposit setup for approved fund
Loan history archive
Use Cases
Expedited Working Capital Acce
A small business owner needs immediate working capital to cover unexpected expenses or seize a time-sensitive opportunity. They log into their QuickBooks Online account, navigate to the Capital section, and review pre-qualified loan offers based on their real-time financial performance, securing funds within day
How to Use QuickBooks Capital
Access Capital Section
Log into your QuickBooks Online account via a web browser. From the left navigation menu, locate and click on the "Capital" or "Loans" section to enter the dedicated lending portal
QuickBooks Capital Alternatives
QuickBooks Online
Cloud-based accounting software.
QuickBooks
Accounting software for SMBs.
QuickBooks Self-Employed
Finance tracking for freelancers.
QuickBooks Time
Employee time tracking software.
About QuickBooks Capital
Useful Links
1 totalQuickBooks Capital Status
Service is operational


